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Using AI to write your marketing? Disclosure, fake reviews and ‘AI-powered’ claims

Do you have to say AI wrote your ads, can AI write reviews, and when does ‘AI-powered’ become AI-washing? A plain-English guide to the rules in the US, UK, EU and beyond.

AI-POWEREDFAKEFAKE
Claims under the spotlightREVIEWS / ADS / AI-WASHING
€15m or 3%
maximum EU AI Act fine for breaching the Article 50 transparency duties
10%
of global turnover: the most the UK CMA can fine for consumer law breaches such as fake reviews
4% or €2m
the fine cap EU countries must at least allow for widespread consumer law breaches such as fake reviews
$193,000
paid by DoNotPay to settle FTC claims over its ‘robot lawyer’ marketing

Most small businesses now use AI somewhere in their marketing. ChatGPT drafts the newsletter, Claude tidies the product pages, Jasper writes ad variations, and an image tool produces the hero shot. That is legal almost everywhere, and you rarely need to tell anyone.

The legal risk sits elsewhere. It is in what the copy says, not who typed it. A fake five-star review, an invented statistic, an ‘AI-powered’ badge on a product that has no AI, or a cloned voice calling customers without consent can each lead to fines, platform bans or a regulator’s letter.

This guide explains, market by market, what you have to disclose, what is banned outright, and what regulators have actually done about AI in marketing in 2024 to 2026.

Key takeaways

  • No major market requires a label on ordinary AI-assisted marketing copy, but every major market bans marketing that misleads, whoever or whatever wrote it.
  • Using AI to write reviews or testimonials for your own business is illegal in the US, UK and EU, and the US penalty can reach $53,088 per violation.
  • Calling a product ‘AI-powered’ is a factual claim, and regulators in the US and UK have acted against businesses that could not back it up.
  • Realistic AI-generated people in ads now need a disclosure in New York and, as deepfakes, in the EU, and the big platforms ask for labels on realistic AI content.
  • AI-voiced sales calls count as ‘artificial’ voices under US robocall law, so they need prior consent just like any other recorded call.

Do you have to disclose that AI wrote your marketing?

In most cases, no. No major market requires a label on a blog post, email or product description simply because AI helped write it. The general rule everywhere is the same: advertising must not mislead. If the copy is accurate and a person has checked it, the tool behind it rarely matters.

There are exceptions. In the EU, Article 50 of the AI Act has applied since 2 August 2026. It requires ‘deployers’, meaning businesses using an AI system, to disclose deepfakes, which are realistic AI images, audio or video of people, places or events. It also covers AI-generated text published to inform the public on matters of public interest, unless a human has reviewed it and someone takes editorial responsibility. Ordinary product copy is usually outside that text rule. A realistic AI ‘customer’ in a video ad may not be.

In the US, New York now requires advertisers to disclose ‘synthetic performers’, meaning AI-generated people who look like real actors, in ads shown to New York audiences. That law took effect on 9 June 2026, with penalties of $1,000 for a first breach and $5,000 after that. California’s bot law has, since 2019, made it unlawful to use an undisclosed bot to mislead people in California into a purchase.

Elsewhere, labelling duties mostly fall on AI providers and platforms rather than advertisers. China’s labelling rules (since September 2025), India’s IT Rules amendments (since February 2026) and South Korea’s AI Basic Act (since January 2026) all fit this pattern. If you use those platforms, expect their labels to appear on your content.

Common AI marketing uses and the main legal watch-outs
Marketing useAllowed?Watch out for
Blog posts and SEO articlesYesFactual errors; thin mass-produced pages hurt search rankings
Ad copy and product descriptionsYesClaims you cannot prove, especially health, price and performance
Marketing emailsYesConsent rules, unsubscribe links, misleading subject lines
AI images of productsYes, if accurateImages that show features the product lacks
Realistic AI people in adsYes, with careDisclosure in New York and the EU; platform labels
Reviews and testimonialsNo, if fakeBanned in US, UK, EU; heavy fines
Replying to real reviewsYesDo not pose as a customer or hide negatives
AI influencers and avatarsYes, with disclosureMust show it is an ad; avoid fake experiences
AI voice sales callsOnly with consentUS TCPA damages; GDPR and PECR in UK and EU
Calling a product ‘AI-powered’Only if trueAI-washing actions by FTC, SEC and ASA

What do Google, Meta, YouTube and TikTok say about AI content?

Platforms move faster than lawmakers, and their rules can cost you reach even when no law is broken. Google’s position, published in February 2023, is that it rewards helpful content however it is produced. AI-written pages are not penalised just for being AI-written.

What Google does penalise is ‘scaled content abuse’, a spam policy added in March 2024. It targets generating many pages mainly to manipulate rankings, and it names using generative AI to produce pages ‘without adding value for users’ as an example. A site of 500 AI-spun location pages is the classic risk.

The social platforms focus on realistic content. Since March 2024, YouTube has asked creators to disclose realistic altered or synthetic content, while saying that AI help with scripts or captions does not need disclosure. TikTok requires labels on realistic AI-generated images, audio and video, and Meta adds ‘AI info’ labels where it detects or is told about AI. Failing to label can lead to removal or demonetisation.

Can you use AI to write reviews or testimonials?

No, not if they are presented as real customer opinions. This is the clearest rule in AI marketing. The US Federal Trade Commission (FTC) rule on consumer reviews and testimonials took effect on 21 October 2024. It bans fake reviews from people who do not exist or have no real experience of the product, and the FTC said expressly that this includes AI-generated fake reviews.

The same rule bans buying positive reviews, paying only for good reviews, hiding insider reviews, suppressing bad reviews through threats, and buying fake followers or views. Breaches can lead to civil penalties of up to $53,088 per violation. The FTC kept that figure unchanged for 2026. In December 2025 it sent the first warning letters under the rule to around ten companies.

The UK and EU go just as far. Since 6 April 2025, the Digital Markets, Competition and Consumers Act 2024 (DMCC Act) has listed fake reviews, and commissioning them, as ‘banned practices’, which are always unfair. The EU’s Omnibus Directive did the same from May 2022. Using AI to tidy the wording of a genuine review, with the customer’s agreement, is different. Inventing one is not.

Fake review rules and maximum penalties in key markets
MarketMain ruleMaximum penalty
United StatesFTC Consumer Reviews and Testimonials Rule (Oct 2024)$53,088 per violation
United KingdomDMCC Act banned practices (from 6 April 2025)10% of global turnover
European UnionUnfair Commercial Practices Directive, as amended by Omnibus DirectiveAt least 4% of turnover or €2m, for widespread breaches
AustraliaAustralian Consumer Law, misleading conduct and false testimonialsGreater of A$50m, 3x benefit or 30% of turnover
IndiaConsumer Protection Act 2019; IS 19000:2022 review standardUp to ₹10 lakh for misleading ads, ₹50 lakh if repeated

What is AI-washing, and can you say your product is ‘AI-powered’?

‘AI-washing’ means overstating how much AI a product uses, or what that AI can do. It is the AI version of greenwashing. An ‘AI-powered’ badge is a factual claim, so you need evidence that it is true and that the AI does what you say.

Regulators have acted on this in several markets. In March 2024 the US Securities and Exchange Commission (SEC) fined two investment advisers, Delphia and Global Predictions, a total of $400,000 for false claims about their use of AI. In September 2024 the FTC’s ‘Operation AI Comply’ included DoNotPay, which paid $193,000 over its claim to be ‘the world’s first robot lawyer’. In August 2025 the FTC finalised an order stopping Workado from claiming its AI content detector was highly accurate without evidence.

In the UK, the Committee of Advertising Practice warned in 2024 that using AI to build a product is not the same as the product containing AI. In August 2026 the Advertising Standards Authority (ASA) summed up its approach to AI ads as ‘what the ad promises, the product should deliver’. It also warned against unrealistic earnings claims and against presenting AI as a replacement for a therapist.

  • Say what the AI actually does, for example ‘AI suggests three subject lines’.
  • Do not call a rules-based tool or a human team ‘AI’.
  • Keep test results that back up any accuracy or time-saving figure.
  • Do not claim AI beats competitors unless you have compared them fairly.
  • Check claims your AI vendor makes before repeating them; you are responsible for your ads.

Do AI influencers and avatars need to disclose ads?

Yes. An AI influencer is treated like a human one for advertising purposes. The FTC’s Endorsement Guides, revised in June 2023, expressly cover virtual influencers. If a brand pays for or controls a post, the post must make the commercial link clear.

The bigger problem is honesty about experience. A virtual influencer cannot taste a protein shake or feel a moisturiser work. Presenting an AI avatar as a real user who has tried the product risks being a fake testimonial, which the rules above ban.

Other markets point the same way. The UK’s CAP Code requires ads to be obviously identifiable as ads, and the EU bans disguised advertising under its unfair commercial practices rules. India’s consumer regulator issued influencer guidance in January 2023, and its November 2023 dark patterns guidelines list ‘disguised advertisement’ as a banned dark pattern.

Can AI write and send your emails, texts and sales calls?

AI can write the message, but the usual consent rules still decide whether you may send it. In the US, CAN-SPAM requires honest headers and subject lines, your postal address and a working opt-out in commercial emails. In the UK, the Privacy and Electronic Communications Regulations (PECR) generally require consent for marketing emails and texts to individuals, with a ‘soft opt-in’ for existing customers. In the EU, GDPR and national e-privacy laws play the same role.

UK fines for e-marketing breaches rose sharply in 2026. Under the Data (Use and Access) Act 2025, PECR fines can now reach £17.5 million or 4% of global turnover, up from £500,000.

AI voice calls are the highest-risk area. In February 2024 the US Federal Communications Commission ruled that AI-generated voices count as ‘artificial’ voices under the Telephone Consumer Protection Act (TCPA). Calls using them need the same prior consent as any robocall, and people can sue for $500 to $1,500 per call.

Who is responsible if AI copy gets the facts wrong?

You are. Regulators do not accept ‘the AI wrote it’ as a defence. If an AI tool invents a statistic, a certification or a customer number and you publish it, it is your misleading claim.

AI tools also tend to write in confident superlatives. Words like ‘clinically proven’, ‘number one’, ‘cheapest’ or ‘cures’ need evidence before you publish, and health, finance and environmental claims face extra scrutiny everywhere. Comparative claims about named competitors must be fair, verifiable and like for like.

Copyright is a smaller but real risk. Purely AI-generated text and images may have no copyright protection in some countries, including the US, so competitors may be free to copy them. AI output can also occasionally reproduce someone else’s wording or style closely, so run important copy through a plagiarism check and avoid prompts that name living artists or rival brands.

What is happening in the market right now?

Enforcement against fake reviews has moved from guidance to action. In the UK, the CMA sent 54 advisory letters about fake reviews in July 2025 and, in March 2026, opened its first formal fake-review investigations under the DMCC Act. In the US, the FTC’s December 2025 warning letters were the first use of its reviews rule, and further cases are widely expected.

AI-washing cases have continued, but the focus has shifted. Since 2025 the FTC has concentrated on clear consumer harm, especially get-rich-quick schemes sold as ‘AI’. In January 2026 it announced settlements with Growth Cave, which it said falsely marketed ‘AI software’ to automate online businesses. In March 2026 it announced a proposed settlement with Air AI, banning it from selling business opportunities and including an $18 million judgment, largely suspended.

Meanwhile, disclosure duties are spreading through platforms and specific laws rather than general labels on all AI content. The EU’s Article 50 rules, New York’s synthetic performer law and the major platforms’ labelling policies all target realistic content that could deceive. Expect that direction to continue.

Checklist

  • List every place your business uses AI in marketing, from emails to ad images.
  • Assign a person to fact-check every AI-written claim before it is published.
  • Delete any review or testimonial that was not written by a real customer.
  • Remove ‘AI-powered’ wording unless you can explain and evidence what the AI does.
  • Label realistic AI-generated people, places or events in ads and social posts.
  • Disclose the commercial relationship on every paid post, including AI influencer posts.
  • Confirm you have valid consent before sending AI-written emails, texts or voice calls.
  • Get written permission before using any real person’s face, voice or name.
  • Keep evidence files for health, price, performance and comparative claims.
  • Review your blog strategy so AI content adds real value, not just page count.

FAQs

Do I have to say that ChatGPT wrote my blog post?

Usually no. No major market requires a label on ordinary AI-assisted marketing copy. In the EU, AI-generated text on matters of public interest needs disclosure unless a human reviews it and takes editorial responsibility, so keep a person in the loop.

Can I ask AI to turn customer feedback into a testimonial?

It depends. Tidying the grammar of a real customer’s words, with their agreement, is generally fine. Adding praise they never gave, or creating a composite ‘customer’, turns it into a fake testimonial, which is banned in the US, UK and EU.

Will Google penalise my site for using AI content?

No, not for AI use alone. Google says it rewards helpful content however it is made. It does act against ‘scaled content abuse’, meaning large volumes of low-value pages produced mainly to game rankings.

Can I call my product ‘AI-powered’ if it uses an API from OpenAI or Anthropic?

Usually yes, if the AI genuinely performs the feature you describe. Be specific about what it does and do not exaggerate accuracy or results. Using AI only to build the product, not inside it, does not make the product AI-powered.

Are AI-generated voice calls to customers legal?

Only with the right consent. In the US, the FCC treats AI voices as ‘artificial’ under the TCPA, so you need prior express consent and, for marketing calls, prior express written consent. In the UK and EU, e-privacy and data protection rules also apply.

Do AI influencers need to label their posts as ads?

Yes. Paid or brand-controlled posts must be clearly identified as advertising, whether the influencer is a person or a virtual character. They also should not claim personal experience of a product they cannot have used.

Is my AI tool provider liable if its output misleads customers?

Rarely on its own. Regulators hold the business that publishes the ad responsible. You may have a claim against the vendor under your contract, but that does not protect you from a regulator. For anything high-stakes, check with a lawyer for your situation.

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